What if you could purchase a $290,000 home with a 5.99% interest rate? With seller financing available at just 5.99%, qualified buyers can enjoy monthly principal and interest payments comparable to purchasing a home for approximately $247,000 at a higher interest rate! Prefer to keep more money in your pocket upfront? An alternative program offering 0% down may also be available for qualified buyers. Beyond financing, this charming two-story home offers something increasingly hard to find: a spacious layout, a shaded backyard, and NO HOA! Step inside to soaring ceilings, abundant natural light, and an open-concept living area featuring a cozy fireplace. The kitchen offers a gas range, generous pantry, and a sunlit dining space that flows into the living room, making everyday living and entertaining easy. The primary suite is conveniently located downstairs, offering privacy, a walk-in closet, and a bathroom with dual vanities. Upstairs, a versatile loft provides flexibility for a second living room, home office, or entertainment space, alongside additional bedrooms with wood-look flooring and ample closet space. Outside, the expansive covered patio overlooks a peaceful backyard filled with mature shade trees and green grass. Whether hosting friends, enjoying morning coffee, or relaxing, this is an outdoor space you'll actually want to spend time in. Located just minutes from H-E-B Plus!, Ascension Seton Hospital, shopping, dining, and I-35, with nearby access to Steeplechase Park and Lake Kyle, you'll enjoy the convenience of Kyle without sacrificing the quiet of home. At $290,000, with seller financing at 5.99% or potential 0%-down financing, this home offers more than just a place to live-it offers an opportunity to make homeownership more attainable. Schedule your private showing today and ask about financing options! Financing subject to buyer qualification and terms. Seller financing and 0%-down programs are separate options.